What does a wedding cost in 2026? Real numbers — Folio

What does a wedding cost in 2026? Real figures and sample budgets

The first question every couple asks: what does a wedding actually cost? The honest answer: more than you think. The average European wedding costs between €15,000 and €25,000. That is a car. Or a renovation. Or a year of eating out every week.

But that average does not say much. A wedding with 40 guests at a restaurant is a completely different story from a wedding with 150 guests at a country estate. What we do here is make it concrete: real figures by category, so you know where the money goes and where you can make adjustments. Want to know when to book each vendor? Check our wedding checklist with 100+ tasks.

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Wedding costs by category

Below is a realistic breakdown of costs for a wedding in 2026. The figures are based on what couples typically spend. Your numbers can be significantly higher or lower depending on your choices.

Venue

ItemAverageRange
Ceremony (civil/church)€400€150 – €800
Reception venue (hire)€2,500€500 – €8,000

The venue is often the biggest single cost. A country estate or castle can run to €5,000–8,000 just for hire. A restaurant or community hall is a fraction of that. The difference also lies in what is included: some venues supply tables, chairs, crockery, and staff. At others, you rent everything separately.

Catering

ItemAverage per personFor 80 guests
Reception (drinks + canapes)€15 – €25€1,200 – €2,000
Dinner (3-course menu)€55 – €85€4,400 – €6,800
Evening buffet / snacks€10 – €20€800 – €1,600
Drinks (entire day)€25 – €45€2,000 – €3,600

Catering is almost always the largest total expense when you add it all up. With 80 guests, you are easily looking at €8,000–12,000 for food and drinks combined. This is also the biggest lever: the number of guests multiplies every euro you spend per person.

Photography and video

ItemAverage
Photographer (full day, ~10 hours)€2,000 – €3,500
Videographer (full day)€1,500 – €3,000
Photographer (half day, ~5 hours)€1,200 – €2,000

Do not cut corners here too quickly. The photos are the only thing you keep after the wedding day (besides the memories and perhaps a dent in your bank account). A good photographer for €2,500 who stays all day is worth it.

Music and entertainment

ItemAverage
DJ (evening party, ~5 hours)€600 – €1,200
Live band (evening party)€1,500 – €4,000
Ceremony music (string duo, singer)€300 – €800

A DJ for the party is the most common choice. A live band costs more but creates a different atmosphere. Whatever you choose: book early. Good DJs and bands are booked months in advance during wedding season.

Flowers and decoration

ItemAverage
Bridal bouquet€80 – €200
Corsages and other flowers€150 – €400
Table decorations€300 – €1,500
Other decor (garlands, welcome sign, etc.)€200 – €800

Flowers are more expensive than you expect. A bridal bouquet for €150 is perfectly normal, and you still have nothing on the tables. Seasonal flowers are cheaper: a peony in December costs twice as much as in June.

Attire and styling

ItemAverage
Wedding dress€1,200 – €3,000
Wedding suit€400 – €1,200
Bridal accessories (veil, shoes, jewellery)€200 – €600
Makeup artist + hairstylist€300 – €600

The wedding dress is emotionally the biggest purchase, but not necessarily financially. Do not forget the hidden costs: alterations run €200–500, bridal shoes €100–300, and the day-of makeup artist €300–500 (including a trial).

Wedding rings

ItemAverage
Two wedding rings (gold)€600 – €2,000

Depends heavily on the material and whether you choose a jeweller or goldsmith. White gold or platinum costs more than yellow gold. Diamonds? Add €500–2,000.

Stationery

ItemAverage
Save the Date€100 – €250
Wedding invitations (80 pcs)€200 – €500
Menu, place cards, program€100 – €300
Thank-you cards€80 – €200

Designing and ordering online is cheaper than hiring a graphic designer. But if you want a specific style that matches the rest of the wedding, a designer can make a real difference.

Other costs

ItemAverage
Wedding cake€200 – €600
Wedding transport€200 – €800
Wedding favours€100 – €300
Wedding insurance€100 – €250
Wedding night (hotel)€150 – €400
Tips€100 – €300

Everyone forgets the tips. MC, DJ, driver: it is not mandatory, but it is customary. Set aside €200 in cash.

Wedding cost by guest count

This is the table everyone is looking for. Guest count is the biggest cost driver: each guest costs you roughly €100–180 extra (food, drinks, favour, chair). Below is an estimate for an average wedding in 2026.

Guest countEstimated total costOf which catering
40 guests€10,000 – €16,000€4,000 – €6,500
50 guests€12,000 – €18,000€5,000 – €8,000
80 guests€16,000 – €24,000€8,000 – €12,000
100 guests€18,000 – €28,000€10,000 – €15,000
150 guests€24,000 – €38,000€15,000 – €22,000
200 guests€30,000 – €48,000€20,000 – €30,000

A few things to keep in mind:

Fixed costs stay the same. Photographer, DJ, wedding dress, rings: you pay for those whether you have 40 or 150 guests. With a smaller wedding, fixed costs make up a larger share of the total.

Evening-only guests are cheaper. A guest who only comes for the evening costs €30–50 (drink, snack, slice of cake). A full-day guest costs €120–180. If your budget is tight: invite more people for the party only.

Children count too. A children's menu is cheaper (€20–35), but they still take up a chair and a plate. Do not forget them in the budget.

Sample wedding budget: 80 guests

To make it tangible, here is a sample budget for a wedding with 80 guests (a fairly common number).

CategoryAmount% of total
Venue (ceremony + party)€2,90015%
Catering (food + drinks)€9,50048%
Photographer€2,50013%
Music (DJ + ceremony music)€1,0005%
Flowers and decoration€1,2006%
Attire and styling€2,20011%
Wedding rings€8004%
Stationery€4002%
Other (cake, transport, favours, etc.)€8004%
Total€21,300100%

Two thirds of the budget goes to venue and catering. That is normal. If you want to save, that is where the biggest gains are, but also the biggest impact on the experience.

Rules of thumb for your wedding budget

If you are just starting out with no idea where to begin:

That buffer is not a luxury. There is always something that costs more than budgeted. The venue that charges a surcharge for cleanup after midnight. The florist who cannot source seasonal flowers and switches to more expensive varieties. The rain scenario that requires extra tent sections.

Saving on your wedding (without it showing)

Saving does not have to mean a bare-bones affair. It is about spending money on the things that matter to you and cutting back on the rest.

Get married on a weekday. A Friday or Monday is €500–2,000 cheaper at many venues than a Saturday. Most guests take a day off for it, and it feels just as festive.

Limit the number of full-day guests. The fastest way to trim your budget. Ten fewer guests at dinner saves €1,000–1,800. Invite the rest for the evening party. Nobody minds.

The season makes a bigger difference than you think. Getting married in November or January is cheaper than June or September: venues offer discounts in the off-season, and seasonal flowers cost less. Combine that with a venue where catering is included, and you save twice. External catering plus rental of cutlery, crockery, tables, and staff adds up fast. A restaurant or banquet hall that includes everything is sometimes cheaper overall than a "cheaper" bare venue.

Do (some of) the decoration yourself. Table decorations are easy to save on. Candles, small vases with wildflowers, a few branches. It does not need to come from a stylist to look beautiful. But be honest with yourself: if you do not feel like it, outsource it. DIY under stress is not a saving.

Digital invitations. A nice online invitation saves €300–500 and reaches your guests faster. Not everyone finds this appropriate, but more and more couples are choosing it. Your timeline does not need an expensive print shop either: a digital version works better.

Skip the open bar. Unlimited drinks sounds generous but costs €35–50 per person. A drink token system or limited arrangement (wine with dinner, beer and soft drinks in the evening) saves hundreds of euros.

Skip what you do not care about. No videographer needed? Save €2,000. No five-tier wedding cake? A simple cake for €150 tastes just as good. You do not have to do everything that is "expected." Spend money on the things you enjoy.

Hidden costs you almost forget

A few items that rarely appear in the first version of the budget:

How to set up a wedding budget

Step by step, without spreadsheet stress:

1. Determine the total budget. What can and do you want to spend? Add up your own savings, any contributions from parents, and what you can save in the coming months. Be realistic: planning a wedding with money you do not have yet creates stress.

2. Divide across categories. Use the rules of thumb above as a starting point. Always keep 5–10% as a buffer.

3. Research and request quotes. Only after real quotes do you know if your budget works. Ask every vendor what is and is not included.

4. Adjust. After the first round of quotes, it never adds up. That is normal. Look at where you are over budget and where you can shift things. Maybe the venue is more expensive than expected but the photographer is cheaper. Adjust the allocation.

5. Keep tracking. This is the hardest part. Quotes, deposits, remaining balances, unexpected costs. It quickly gets messy if you are not actively tracking it. With a wedding planning app you track quotes, deposits, and balances without spreadsheet stress.

Track your budget with Folio

The budget is one of the features couples find most valuable in Folio. You enter vendors and costs by category, track what has been paid and what is still outstanding, and see at a glance whether you are on track.

No formulas, no broken spreadsheets, no "which tab was it again." Just an overview that adds up. And if you prefer to create a PDF to print or share with family: that works too.